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What started out as a brick-and-mortar operation evolved into the nation’s largest online mortgage lender. Minimum FICO score is 620 for Conventional and VA loansĬonsiders credit scores and debt-to-income ratios Quicken could also do more to mention their fees, as these are not readily available on their website. Aside from cash-out refinance, Quicken does not have home equity loans, HELOCs, and reverse mortgages. Further, although Quicken Loans does offer a wealth of mortgage products, they offer less options when it comes to tapping into your home’s equity. The company does not have physical branches, so customers will need to complete mortgage processes online or over the phone. Quicken will fall short for potential borrowers who prefer face-to-face interactions.

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